Banco Macro S.A. (BMA) Q3 2023 Earnings Call Transcript

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Banco Macro S.A. (NYSE:BMA) Q3 2023 Earnings Conference Call November 27, 2023 11:00 AM ET

Company Participants

Nicolas Torres – Investor Relations

Jorge Francisco Scarinci – Chief Financial Officer

Conference Call Participants

Ernesto Gabilondo – Bank of America

Brian Flores – Citibank

Nicolas Riva – Bank of America

Carlos Gomez – HSBC

Operator

Good morning, ladies and gentlemen, and thank you for waiting. At this time, we would like to welcome everyone to Banco Macro’s Third Quarter 2023 Earnings Conference Call. We would like to inform you that the 3Q ‘23 press release is available to download at the Investor Relations website of Banco Macro www.macro.com.ar/relaciones-inversores. Also, this event is being recorded. And all participants will be in listen-only mode during the company’s presentation. After the company’s remarks are completed, there will be a question-and-answer session. At that time, further instructions will be given. [Operator Instructions]

It is now my pleasure to introduce our speakers. Joining us from Argentina are Mr. Gustavo Manriquez, Chief Executive Officer; Mr. Jorge Scarinci, Chief Financial Officer; and Mr. Nicolas Torres, Investor Relations.

Now, I will turn the conference over to Mr. Nicolas Torres. You may begin your conference.

Nicolas Torres

Thank you, Garry. Good morning, and welcome to Banco Macro’s third quarter 2023 conference call. Any comments we may make today may include forward-looking statements, which are subject to various conditions and these are applied in our 20-F, which was filed to the SEC, and it’s available at our website.

Third quarter 2023 press release was distributed last Wednesday and it’s available at our website. All figures are in Argentinian pesos and have been restated in terms of the measuring unit current at the end of the reporting period.

As of 2020, the bank began reporting results applying hyperinflation accounting in accordance with IFRS IAS

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