Fulton Financial Corporation (FULT) Q3 2025 Earnings Call Transcript

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Operator

Good day, and thank you for standing by. Welcome to the Fulton Financial Third Quarter 2025 Results Conference Call. [Operator Instructions] Please be advised that today’s conference is being recorded.

I would now like to hand the conference over to your speaker today, Matt Jozwiak, Director of Investor Relations. Please go ahead.

Matthew Jozwiak
Senior VP, Director of Investor Relations & Corporate Development and Senior VP of FP&A

Good morning, and thanks for joining us for Fulton Financial’s conference call and webcast to discuss our earnings for the third quarter ending September 30, 2025. Your host for today’s conference call is Curt Myers, Chairman and Chief Executive Officer. Joining Curt is Rick Kraemer, Chief Financial Officer.

Our comments today will refer to the financial information and related slide presentation included with our earnings announcement, which we released yesterday afternoon. These documents can be found on our website at fult.com by clicking on Investor Relations and then on News. The slides can also be found on the Presentations page under Investor Relations on our website.

On this call, representatives of Fulton may make forward-looking statements with respect to Fulton’s financial condition, results of operations and business. These statements are not guarantees of future performance or subject to risks, uncertainties and other factors, and actual results could differ

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