VersaBank (VBNK) Q2 2025 Earnings Call Transcript

Start Time: 09:00 January 1, 0000 9:41 AM ET

VersaBank (NASDAQ:VBNK)

Company Participants

David Roy Taylor – President & Director
John W. Asma – Chief Financial Officer

Conference Call Participants

Andrew Scutt – ROTH Capital Partners, LLC, Research Division
Jeff Wagman – Unidentified Company
Joseph Peter Yanchunis – Raymond James & Associates, Inc., Research Division
Timothy Jeffrey Switzer – Keefe, Bruyette, & Woods, Inc., Research Division

Operator

Good morning, ladies and gentlemen. Welcome to VersaBank’s Second Quarter Fiscal 2025 Financial Results Conference Call. This morning, VersaBank issued a news release reporting its financial results for the second quarter ended April 30, 2025. That news release, along with the bank’s financial statements, MD&A and supplemental financial information are available on the bank’s website in the Investor Relations section as well on SEDAR+ and EDGAR.

Please note that in addition to the telephone dial-in, VersaBank is webcasting this morning’s conference call. [Operator Instructions]. For those participating in today’s call by telephone, the accompanying slide presentation is available on the bank’s website. Also, today’s call will be archived for replay both by telephone and via the Internet beginning approximately 1 hour following completion of the call.

Details on how to access the replays are available in this morning’s news release. I would like to remind our listeners that the statements about future events made on this call are forward-looking in nature and are based on certain assumptions and analysis made by VersaBank management.

Actual results could differ materially from our expectations due to various material risks and uncertainties associated with VersaBank’s businesses. Please refer to VersaBank’s forward-looking statement advisory in today’s presentation.

I would now like to turn the call over to David Taylor, President and Chief Executive Officer of VersaBank. Please go ahead, Mr. Taylor.

David Roy Taylor

Good morning, everyone, and thank you